Personal debt

Compare your options
Debt Repayment Order (DRO)
No Asset Procedures
Bankruptcy
How insolvency affects you

Business debt

Determining your type of debt
Company insolvency options
The liquidation process
The effect of liquidation on a company
The effect of bankruptcy on a business

Owed money?

Types of creditor
The claims process
Filing and withdrawing a claim
Requesting liquidation or bankruptcy
Creditors' meetings

What's new

Tell us about your experience

14 September 2026

We are running a survey to learn about people's experiences with our services.

Important information for students of Zealive Institute of New Zealand / Business College NZ Limited

17 October 2025

Business College NZ Limited (also known as Zealive Institute of New Zealand) was placed into liquidation by the High Court in Auckland on 2 October 2025.

Former real estate businessman Aaron Drever sentenced again for deception

8 October 2025

Former businessman Aaron Drever was sentenced to a further 8 months’ imprisonment for concealing income, misleading authorities while bankrupt, and repeatedly violating the Insolvency Act 2006.