Personal debt

Understand your financial position
Ways to avoid insolvency
How insolvency affects you
Personal insolvency options
Life after insolvency

Business debt

Determining your type of debt
Company insolvency options
The liquidation process
The effect of liquidation on a company
The effect of bankruptcy on a business

Owed money?

Types of creditor
The claims process
Filing and withdrawing a claim
Requesting liquidation or bankruptcy
Creditors' meetings

What's new

Bankrupt sentenced to 6 ½ years in prison following MBIE & Police Investigation

27 October 2023

A bankrupt has been sentenced to 6 ½ years’ imprisonment following joint work by MBIE’s Integrity and Enforcement team and New Zealand Police.

The 2023 Insolvency and Trustee Service Stakeholder Insight Questionnaires

7 June 2023

The 2023 Insolvency and Trustee Service Stakeholder Insight Questionnaires are now open.

Help and support for those impacted by Cyclone Gabrielle

20 February 2023

As Aotearoa remains in a National State of Emergency following Cyclone Gabrielle, there is guidance and support available to help you though this difficult time.