Dealing with creditors
If you become bankrupt, you’ll need to take steps to deal with the people you owe money to (your creditors).
On this page
If creditors keep chasing you
All unsecured creditors that you specified in your application will be sent a report. They can log on to our website to get updates.
You can check your bankruptcy details on our website to make sure we've been told about the creditor. You will need to log in to your account to see these details.
How to check your creditors
- Log in to your account.
- Search the Insolvency Register for your own name.
- Click on your name (in blue and underlined) to see the basic details screen.
- Click the More Info button to see details of the claims and check whether the creditor is on the list.
If the creditor is not listed, give your Insolvency Officer their details so that they can be contacted to file a claim.
If creditors keep chasing you for payment then give them your insolvency number and ask them to contact your Insolvency Officer. They can also search for your insolvency details on our public register.
How to cancel attachment orders or direct debits
Once you have been declared bankrupt you need to cancel any direct debits, unless the type of debt isn’t included in your bankruptcy, for example court fines or child support.
The Official Assignee cannot cancel the direct debit for you. You will need to contact your bank.
You may have a court-ordered payment scheme, or an ‘attachment order’, related to your wages for a debt that is part of your bankruptcy. Your creditor should tell your employer to stop making the deductions when they receive the report from the Official Assignee.
If this does not happen you need to take a copy of your bankruptcy acceptance letter to the District Court that made the attachment order and ask them to cancel the order.