How do I apply for insolvency

Chrome is the preferred browser to use when applying for insolvency.

  1. Step 2

    Login, or Create a RealMe login and then complete the user registration and activation.

  2. Step 3

    From the Dashboard click ‘Apply for Insolvency’.

  3. Step 4

    Complete the steps in the ‘Help me choose’ section to understand which option may be best for your circumstances. The option you choose here can be changed at a later stage based on the information you provide.

  4. Step 5

    Complete the online application following the instructions and providing appropriate evidence as required. The application can be saved at any time by selecting ‘Save draft’.

  5. Step 6

    Select the insolvency procedure from the options available.

  6. Step 7

    For a Debt Repayment Order (DRO), complete any additional questions as prompted and select a DRO Supervisor.

  7. Step 8

    Submit your application.

  8. Step 9

    You will receive a ‘Verification form’ at this point (not required for a Debt Repayment Order). This must be signed and returned as outlined on the document, before your application is complete. An incomplete application will not be considered.

  9. Step 10

    Wait for the Official Assignees decision. You should get a written answer within 10 working days.

You can view the status of your application at any time from the Dashboard.