Entering into an insolvency procedure is not a decision that you should take lightly. It is important you explore every option to benefit you and the people you owe money to.

For every decision you make there will inevitably be consequences. You need to consider what impact your decision will have.

If you're entering a formal insolvency procedure, you'll need to understand the impact it will have on your life.

If you have found yourself in a situation where you are unable to repay your debts as they become due, it's important that you explore all your options.

What you should do after you’ve been through an insolvency process.