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Sole trader
If you run your own business (for example, Joe’s Plumbing) you are personally responsible for all the debts of the business including tax. If your business is making a loss and you cannot afford to pay the debts then you should consider your personal insolvency options.
![[icon] Further information.](medicons/med_icon_furtherinfo.gif "[icon] Further information."){kind=icon}
Links and people that can help
In financial trouble? | Personal insolvency options
Business.govt.nz | Free resources, tools and information to help manage your business.
Sorted.org.nz | Free independent money guide, full of tools and information to help you manage your personal finances.
More people and services that can help
